Can I Undo a Reaffirmation Agreement?

A free guide for Missouri/Kansas residents. Filed in W.D. Mo. / D. Kan..

What You Need to Know

You have 60 days after the reaffirmation agreement is filed with the court to rescind (cancel) it. After 60 days, your options are limited. You can voluntarily surrender the property, refinance the loan, or negotiate with the creditor. If the reaffirmation was not properly disclosed or you were not represented by counsel when signing, there may be grounds to challenge it. Common with car loans where payments become unaffordable post-bankruptcy.

In Missouri/Kansas:

Courthouse: 400 E. 9th St, KC MO / 500 State Ave, KC KS.

Frequently Asked Questions

Can I Undo a Reaffirmation Agreement?

You have 60 days after the reaffirmation agreement is filed with the court to rescind (cancel) it. After 60 days, your options are limited. You can voluntarily surrender the property, refinance the loan, or negotiate with the creditor. If the reaffirmation was not properly disclosed or you were not represented by counsel when signing, there may be grounds to challenge it. Common with car loans where payments become unaffordable post-bankruptcy.

How does this work in Missouri/Kansas?

Filed in W.D. Mo. / D. Kan.. Consult a qualified attorney for your specific situation.

Where do I file?

400 E. 9th St, KC MO / 500 State Ave, KC KS.

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