Can I File Bankruptcy on Medical Debt Only?

A free guide for Missouri/Kansas residents. Filed in W.D. Mo. / D. Kan..

What You Need to Know

You cannot selectively file bankruptcy on just one type of debt -- all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, check if your hospital has charity care programs, negotiate directly, or apply for financial assistance. Many hospitals write off bills for patients below 200-400% of the federal poverty level.

In Missouri/Kansas:

Courthouse: 400 E. 9th St, KC MO / 500 State Ave, KC KS.

Frequently Asked Questions

Can I File Bankruptcy on Medical Debt Only?

You cannot selectively file bankruptcy on just one type of debt -- all debts must be listed in your petition. However, medical debt IS fully dischargeable in both Chapter 7 and Chapter 13. If medical bills are your primary burden, Chapter 7 may eliminate them entirely in 3-4 months. Before filing, check if your hospital has charity care programs, negotiate directly, or apply for financial assistance. Many hospitals write off bills for patients below 200-400% of the federal poverty level.

How does this work in Missouri/Kansas?

Filed in W.D. Mo. / D. Kan.. Consult a qualified attorney for your specific situation.

Where do I file?

400 E. 9th St, KC MO / 500 State Ave, KC KS.

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