Enter your zip code to find which federal bankruptcy court handles cases in your area. Kansas City straddles two states and two federal districts.
Covers Kansas City (MO side), Independence, Lee's Summit, Blue Springs, Liberty, and all of western Missouri. Zip codes starting with 640xx-648xx and other 64xxx codes.
Courthouse: 400 E 9th St, Kansas City, MO 64106
Chapter 13 dismissal rate: 40.4% (2008-2024)
Homestead exemption: $15,000
Covers Kansas City (KS side), Overland Park, Olathe, Lenexa, Shawnee, and all of Kansas. Zip codes starting with 660xx-679xx.
Courthouse: 500 State Ave, Kansas City, KS 66101
Chapter 13 dismissal rate: 31.4% (2008-2024)
Homestead exemption: Unlimited
If you are in eastern Missouri (St. Louis area), you file in the Eastern District.
Courthouse: 111 S 10th St, St. Louis, MO 63102
The Missouri side of Kansas City is in the Western District of Missouri (W.D. Mo.). The courthouse is at 400 E 9th St, Kansas City, MO 64106. Zip codes starting with 640xx-648xx and other 64xxx codes are in this district.
The Kansas side of Kansas City (Overland Park, Olathe, Lenexa, Shawnee, etc.) is in the District of Kansas. The courthouse is at 500 State Ave, Kansas City, KS 66101. Zip codes starting with 660xx-679xx are in this district.
Yes, it matters significantly. Missouri and Kansas have different bankruptcy exemptions, different trustees, different judges, and different outcomes. The Western District of Missouri has a 40.4% Chapter 13 dismissal rate compared to 31.4% in the District of Kansas. Kansas also has an unlimited homestead exemption while Missouri caps it at $15,000. Full comparison.