Ray County is a rural county northeast of Kansas City, including Richmond (county seat) and portions of Excelsior Springs. It has a largely agricultural economy with a population spread across small towns.
Major cities and towns: Richmond (county seat), Excelsior Springs (partial), Lawson, Orrick, Hardin
Missouri state exemptions apply. Homestead: $15,000. Vehicle: $3,000. Household goods: $3,000. Wildcard: $600 plus unused homestead up to $3,250. Wages: 75% exempt (90% head of household). Retirement: fully exempt.
Ray County uses the same Missouri exemptions as all other Missouri counties: $15,000 homestead, $3,000 vehicle. Kansas counties across the metro have an unlimited homestead exemption.
Exemptions determine what property you can keep in bankruptcy. See the full exemptions guide.
Ray County cases are filed in the Western District of Missouri, Kansas City Division, at 400 E 9th St, Kansas City, MO 64106.
Missouri state exemptions apply. Homestead: $15,000. Vehicle: $3,000. Household goods: $3,000. Wildcard: $600 plus unused homestead up to $3,250. Wages: 75% exempt (90% head of household). Retirement: fully exempt.
Ray County uses the same Missouri exemptions as all other Missouri counties: $15,000 homestead, $3,000 vehicle. Kansas counties across the metro have an unlimited homestead exemption. Full comparison.
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